March 1st, 2008
Are You Ready? - On Your Mark Get Set - Go!
Are you ready? November 23rd will be the biggest and most profitable day of the year for the merchants, and the merchants are already getting ready for you to spend as much as you can possibly spend. Why not sit down before or right after the Thanksgiving Holiday and work out a budget of exactly what you have to spend and who you are really going to buy for. Include the children if they are at an age that they will be able to understand. Learning how to budget, and sticking to it will be a great learning experience for them. With times being tight, no one wants to pay for this Christmas until next Christmas, stop and think before you out do yourselves. Shopping with no direction can really get you into hock for a long time. Remember being the caretaker of your family is much more important than going into debt. If you have a lot of people to shop for, make sure you make a budget you can live with, and stick to it.