November 6th, 2008

Credit Repair Letter

What a credit repair letter can do for you. What needs to be included in your letter.

A credit repair letter is the consumers’ method of challenging and removing a negative item from their credit report. This letter is also commonly referred to as a dispute letter.

This letter is you way of telling the credit bureaus that a mark is incorrect. When your letter is received and deemed valid the credit bureaus will start an investigation into the mark. You must send a letter to each credit bureau that is reporting the negative mark.

November 9th, 2007

If Credit-freeze Protects Against Identity Theft, Why Do Eleven States Still Not Allow It?

Eleven states including Alabama, Alaska, Arizona, Georgia, Idaho, Iowa, Michigan, Missouri, Oregon, South Carolina and Virginia still don’t have credit-freeze laws. A credit-freeze is no more than the ability for you to put a temporary freeze on your credit report, locking out the criminals, and putting you in charge. Businesses don’t like it, but you should. Here’s why…

Identity Theft is No Joke


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